Acronyms

2BM/3BM - 2/3 Browser Method AF - Annual fee AFAIC - As far as I'm concerned AFAICR - As far as I can remember AFAIK - As far as I know B&M - Brick & Mortar (physical store, not online) BTW- By the way CL - Credit line CB - Credit bureau CMIIW = Correct Me If I'm Wrong CSR - Customer Service Representative DD – Dansdeals.com DDF - Dans Deals Forums E's - Experian + Equifax Eq - Equifax Exp - Experian FWIW - For What It's Worth FYI - For your information HT - Hat Tip GIYF - Google is your friend IIRC - If I recall correctly IME - In my experience IMHO - In My Humble Opinion NPSL - No preset spending limit OP - Original post/er OT- Off/on topic PL - Priceline PUTPAC: Pick up the phone and call SEO - Search engine optimization TIA - Thanks In Advance TOFTT - Take One For The Team TU - Transunion TWTCSIN - The worse they could say is no TY - thank you YMMV- your mileage might vary WYSIWYG - What You See Is What You Get